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TERMS AND CONDITIONS

Last Updated Date: April 15, 2026.

1. ACCEPTANCE

1.1. These Terms and Conditions (“Terms”) govern the access to and use of the online platform operated by Vibes Technology Ltd, a company registered under number 8704044, with its registered office at Jubilee Road, Magodo II, Kosofe, Lagos State, Nigeria (“Company”).

1.2. By accessing and using the platform https://ng.7k.bet/ (the “Platform”), the user (“User”) agrees to be bound by these Terms.

ng.7k.bet is an online entertainment website operated by Vibes Technology Ltd (Lagos, Nigeria, #8704044), duly authorized by the Lagos State Lotteries and Gaming Authority (LSLGA) under Online Casino License LSLGA/OP/OCAS/7KB030925 and Sports Betting License LSLGA/OP/OSB/7KB030925, both valid until 02 September 2026. Payment processing services on this website are provided by Stonefield Technologies Limited (Cyprus, HE487162) as Billing Agent.

2. REGULATORY STATUS

2.1. The Company is duly licensed by the Lagos State Lotteries and Gaming Authority (LSLGA) to operate online gaming services.

2.2. The Company holds:

Online Casino Certificate (No. LSLGA/OP/OCAS/7KB030925)

Sports Betting License (No. LSLGA/OP/OSB/7KB030925)

Both valid until 02/09/2026.

3. ELIGIBILITY

3.1. The User must:

Be at least 18 years old;

Have legal capacity under Nigerian law;

Not be prohibited from participating under applicable regulations.

3.2. The Company reserves the right to verify the User’s identity at any time.

4. USE OF SERVICES

4.1. The Platform provides online gaming and betting services.

4.2. The Company may modify, suspend, or discontinue any part of the Services at its discretion.

5. USER OBLIGATIONS

5.1. The User agrees to:

Provide accurate information;

Maintain account confidentiality;

Use the Platform lawfully.

5.2. The User is responsible for all activity under their account.

6. BILLING AGENT

6.1. For the purposes of these Terms, Stoneifield Technologies Limited, a company incorporated under the laws of Cyprus, registered under number HE487162, with its registered office at Arch. Makariou III, 1-7, Mitsis Building No.3, 3rd Floor, Flat/Office 310, 1065 Nicosia, Cyprus, may act as a billing agent in connection with certain payment operations on the Platform.

6.2. Stoneifield may process payments on behalf of the Company.

6.3. Stoneifield does not provide gaming services, which remain the sole responsibility of the Company.

ng.7k.bet is an online entertainment website operated by Vibes Technology Ltd, a company duly incorporated and registered in Lagos under registration number 8704044, which has duly complied with all applicable regulatory requirements and is duly authorized to operate as a gaming operator in Lagos State in the Online Casino and Sports Betting categories, holding an Online Casino License under license number LSLGA/OP/OCAS/7KB030925 and a Sports Betting License under license number LSLGA/OP/OSB/7KB030925, both valid until 02 September 2026. Stonefield Technologies Limited, incorporated in Cyprus under number HE487162, with its registered office at Arch. Makariou III -7, Mitsis Building No. 3, 3rd Floor, Flat/Office 310, 1065 Nicosia, Cyprus, provides processing services on the website as Billing Agent.

All rights reserved and protected by law. By accessing, continuing to use, or browsing this website you agree that we may use certain browser cookies to improve your experience whilst using our site. We only use cookies to enhance your experience, and this does not interfere with your privacy.

7. PRIZES AND PAYOUTS

7.1. Winnings may be credited to the User, subject to verification and applicable rules.

7.2. The Company reserves the right to apply limits, checks, and procedures as required by law or regulation.

8. ANTI-MONEY LAUNDERING AND COMPLIANCE

8.1. The Company complies with applicable anti-money laundering and counter-terrorism financing laws in Nigeria.

8.2. The Company may:

Verify User identity (KYC);

Monitor transactions;

Request additional documentation;

Report suspicious activities to relevant authorities.

8.3. The Company may suspend or terminate accounts that violate legal or regulatory requirements.

9. LIMITATION OF LIABILITY

9.1. The Company shall not be liable for:

Technical issues beyond its control;

Third-party services;

Indirect or consequential damages.

10. TERMINATION

10.1. The Company may suspend or terminate access to the Platform in case of:

Breach of these Terms;

Fraud or misuse;

Legal or regulatory obligations.

11. GOVERNING LAW

11.1. These Terms are governed by the laws of the Federal Republic of Nigeria.

11.2. The courts of Lagos State, Nigeria shall have exclusive jurisdiction.

12. GENERAL PROVISIONS

12.1. If any provision is deemed invalid, the remaining provisions shall remain in full force.

12.2. The User confirms having read and accepted these Terms.

","term_file","created_at","15/04/2026 07:04","updated_at","19/05/2026 05:05","deleted_at","route","terms","countries","all_countries",true,"all_languages",5,"RESPONSIBLE GAMING POLICY","

Date: February 10, 2026

1. Purpose

This Responsible Gaming Policy aims to ensure that gaming activities are conducted in

a safe, fair, and responsible manner, minimizing the risk of harm associated with

gambling and promoting player well-being.

2. Commitment to Responsible Gaming

Vibes Technology Limited is committed to maintaining the highest standards of integrity

and responsibility. We recognize that gambling should be a form of entertainment and

not a source of financial or personal distress.

3. Protection of Minors

• Participation in gaming activities is strictly prohibited for individuals under the age

of 18.

• Robust age verification procedures are implemented during registration and

account verification.

• Any account found to be operated by a minor will be immediately suspended.

4. Player Awareness and Education

We provide clear information to players regarding:

• The rules of each game

• Odds and probabilities of winning

• Risks associated with excessive gambling

Educational materials on responsible gaming are made available on our platform.

5. Tools for Responsible Play

Players are encouraged to manage their gaming behavior through the following tools:• Deposit limits (daily, weekly, or monthly)

• Loss limits

• Session time limits

• Reality checks with periodic reminders of time and money spent

6. Self-Exclusion

Players may voluntarily request temporary or permanent self-exclusion. During self-

exclusion:

• Access to gaming services will be blocked

• Marketing and promotional communications will cease

Self-exclusion requests are processed promptly and confidentially.

7. Identification of Problem Gambling

We actively monitor player behavior to identify signs of problem gambling, such as:

• Excessive deposits or losses

• Extended gaming sessions

• Abrupt changes in gaming patterns

When such indicators are identified, appropriate interventions may be applied,

including player communication or account restrictions.

8. Support and Assistance

Players experiencing gambling-related difficulties are encouraged to seek professional

help. We provide references to recognized support organizations, including:

• National mental health and addiction support services

• Local and international responsible gaming organizations

9. Marketing and Advertising

All marketing and advertising materials:

• Are socially responsible and not misleading

• Do not target minors or vulnerable individuals

• Do not portray gambling as a solution to financial problems

10. Data Protection and ConfidentialityAll personal data related to responsible gaming measures, including self-exclusion, is

handled in accordance with applicable data protection laws and confidentiality

standards.

11. Staff Training

Employees receive regular training on responsible gaming practices, including:

• Recognizing problem gambling behaviors

• Proper handling of player interactions

• Compliance with regulatory requirements

12. Regulatory Compliance

This policy complies with all applicable Nigerian laws and regulations, including the

requirements of the National Lottery Regulatory Commission (NLRC), and is subject to

periodic review.

13. Policy Review

This Responsible Gaming Policy is reviewed regularly and updated as necessary to

reflect regulatory changes and industry best practices.

","10/02/2026 08:02","23/04/2026 02:04","responsible-gaming",4,"[\"en\"]","PRIVACY POLICY","

VIBES TECHNOLOGY LTD

PRIVACY POLICY

Address: 90, Allen Avenue, Ikeja, Lagos, Nigeria

Gaming License: Online Casino Category, issued by the Lagos State Lotteries and GamingAuthority (LSLGA), License No. LSLGA/OP/OCAS/7KB030925, valid until 02 September 2026.

Date of Issue: 20th of January 2026

Policy Drafted and Approved by: Risk, Legal and Compliance teams.

Version: 01.

Table of content

1. Purpose and Legal Basis

2. Scope and Applicability

3. Applicable Regulatory Framework and Integration with the Policy

4. Categories of Personal Data Processed

5. Legal Bases for Data Processing

6. Processing of Bettor Data

7. Data Sharing and Transfers

8. Information Security and Governance

9. Data Retention and Deletion

10. Bettor Rights

11. Compliance Structure and Responsibilities

12. Regulatory Impact and Consequences of Non-Compliance

1. Purpose and legal basis

1.1. This Privacy Policy establishes the principles, rules, and procedures adopted by the operator for the processing of personal data, ensuring that all operations comply with Nigerian legislation, the requirements of the Lagos State Lotteries and Gaming Authority (LSLGA), and international standards for data protection and AML.

1.2. This Policy is not merely declaratory but constitutes a mandatory regulatory compliance instrument essential for the maintenance of the gaming license and for the mitigation of legal, financial, and reputational risks.

2. Scope and Applicability

2.1. This Privacy Policy applies to all personal data collected and processed by Vibes Technology Ltd (\"we\", \"our\", or \"us\") through our gaming platform, mobile applications, websites, and any other online services we offer (\"Services\"). This policy is relevant to all users of our Services, including players, account holders, and visitors, regardless of their location, who interact with or engage with our gaming platform.

2.2. This Privacy Policy covers the collection, use, disclosure, and protection of personal data we gather through your use of our Services, as well as the management of your data rights under Nigerian data protection laws.

2.3. This Policy applies to:

• All bettors who create or maintain accounts on the platform;

• Users who place bets, make deposits, request withdrawals, or otherwise interact with the platform;

• Third parties whose data is processed in the context of regulated operations.

3. Applicable Regulatory Framework and Integration with the Policy Nigeria Data Protection Regulation (NDPR)

3.1. The NDPR establishes that any entity processing personal data in Nigeria must:

• Collect data lawfully and transparently;

• Limit processing to the stated purpose;

• Implement appropriate technical and organizational security measures.

3.2. This Policy operationalizes the NDPR by:

• Clearly defining which data is collected and for what purposes;

• Establishing access, security, and retention controls;

• Ensuring that bettor data is used exclusively for service provision, regulatory compliance, and the prevention of financial crimes.

3.3. Lagos State Lotteries and Gaming Authority Law, 2021

The legislation governing the LSLGA requires licensed operators to:

• Protect player data;

• Ensure the integrity, transparency, and reliability of operations;

• Cooperate with regulatory and supervisory authorities.

This Policy forms part of the control framework required by the LSLGA and serves as documented evidence of:

• Adequate governance;

• Bettor protection;

• Compliance with licensing obligations.

3.4. International Standards (FATF and Global Best Practices)

Although not directly binding, international standards influence local regulatory interpretation, particularly in operations involving crypto assets.

3.5. Integration with the Policy

This Policy adopts principles of data minimization, accountability, and security aligned with such standards, strengthening the operator’s regulatory and banking acceptance.

4. Categories of Personal Data Processed

4.1. We collect and process the following categories of personal data when you interact with our Services:

• Personal identification data;

• Contact information;

• Financial and transactional data;

• Data used for identity verification and AML purposes;

• Activity records and betting history.

5. Legal Bases for Data Processing

5.1. We process your personal data in accordance with Nigerian data protection laws, including the Nigeria Data Protection Regulation (NDPR) and other relevant legal frameworks.

5.2. Personal data is processed on the basis of:

• Compliance with legal and regulatory obligations;

• Performance of the betting contract with the bettor;

• Prevention of fraud, money laundering, and terrorism financing.

5.3. These bases directly reflect the requirements of the NDPR and AML legislation.

6. Processing of Bettor Data

6.1. As part of our operations, we collect and process personal data of individuals who participate in betting activities, including users who place bets, participate in contests, or engage in other gambling-related services (\"bettors\"). The processing of bettor data is necessary to ensure the integrity, security, and fairness of our betting services.

6.2. Bettor data is processed in order to:

• Create and maintain user accounts;

• Verify identity and legal age;

• Process bets, deposits, and withdrawals;

• Monitor suspicious activity;

• Comply with regulatory reporting obligations.

6.3. Bettors are informed that the provision of personal data is a necessary condition for access to the licensed platform.

7. Data Sharing and Transfers

7.1. We are committed to maintaining the privacy and security of your personal data. We may share your data with trusted third parties in the following circumstances:

• With Regulatory and tax authorities;

• AML and investigative bodies;

• Service providers essential to the operation of the platform.

7.2. Such sharing arises from legal obligations and does not depend on bettor consent.

8. Information Security and Governance

8.1. We are committed to safeguarding your personal data and ensuring its confidentiality, integrity, and availability. We implement industry-standard technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, and destruction.

8.2. Risk-proportionate measures are adopted, including:

• Encryption;

• Access controls;

• System monitoring;

• Segregation of duties.

8.3. These measures comply simultaneously with NDPR requirements and LSLGA standards.

9. Data Retention and Deletion

9.1. Personal data is retained for the period required under AML and gaming legislation, generally a minimum of five years following account closure, ensuring availability for audits and investigations.

10. Bettors Right

10.1. Bettors may request:

• Access to their personal data;

• Correction of inaccurate information;

• Restriction of processing where legally permitted.

10.2. Such rights are exercised without prejudice to the operator’s legal and regulatory obligations.

11. Compliance Structure and Responsibilities

1.1. The operator maintains a dedicated Compliance and Data Protection Team responsible for:

• Ensuring adherence to the NDPR;

• Validating internal controls;

• Responding to regulatory requests;

• Periodically reviewing this Policy.

12. Regulatory Impact and Consequences of Non-Compliance

12.1. Failure to comply with this Policy may result in:

• Administrative fines;

• Sanctions imposed by the LSLGA;

• Suspension or revocation of the gaming license;

• Civil and regulatory liability.

","28/01/2026 04:01","privacy",3,"ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING POLICY","

VIBES TECHNOLOGY LTD

ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING POLICY

Address: 90, Allen Avenue, Ikeja, Lagos, Nigeria

Gaming License: Online Casino Category, issued by the Lagos State Lotteries and Gaming Authority (LSLGA), License No. LSLGA/OP/OCAS/7KB030925, valid until 02 September 2026.

Date of Issue: 20th of January 2026

Policy Drafted and Approved by: Legal and Compliance teams.

Version: 01.

Table of content

Purpose
Regulatory Framework
Integration with International AML and CFT Standards
Application of Nigerian Legislation
Money Laundering (Prevention and Prohibition) Act, 2022
Terrorism (Prevention and Prohibition) Act
Economic and Financial Crimes Commission Act
Lagos State Lotteries and Gaming Authority Regulations
Governance Structure and Compliance Team Activities
Risk-Based Approach
The Bettor as the Subject of the Policy
Bet Analysis and Corruption Prevention
Cryptoassets and Enhanced Controls
Reporting of Suspicious Transactions
Recordkeeping, Audit and Data Retention
Legal Effect and Review

1. Purpose

The purpose of this Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) policy is to establish a clear framework for the identification, prevention, and reporting of potential money laundering (ML) and terrorist financing (TF) activities within Vibes Technology Ltd in compliance with the relevant laws and regulations of Nigeria, including the Money Laundering (Prevention and Prohibition) Act 2022, the Terrorism Prevention and Prohibition Act, 2022 and the Central Bank of Nigeria (CBN) Regulations.

Vibes Technology Ltd is committed to ensuring that its operations are free from involvement in any financial crimes, including but not limited to money laundering and the financing of terrorism. This policy is designed to mitigate the risks of the company being used as a vehicle for such illicit activities, promote transparency, and maintain the integrity of the gaming industry in Nigeria.

This Policy constitutes a mandatory compliance instrument with international AML and CFT standards and with the applicable legislation of the Federal Republic of Nigeria, forming an integral part of the Company’s governance, integrity and compliance framework.

2. Regulatory Framework

Vibes Technology Ltd acknowledges its legal obligations under the applicable laws and regulations in Nigeria governing Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) and commits to operating in full compliance with these frameworks.

As an operator licensed by the Lagos State Lotteries and Gaming Authority, the Company is legally required to adopt effective controls for the prevention of money laundering and terrorism financing, due to the inherent risk associated with gaming and betting activities, as recognized by both Nigerian authorities and international regulatory bodies.

Failure to comply with the obligations set forth herein may result in administrative, civil and criminal sanctions, including license suspension, monetary penalties and personal liability of directors, officers and employees.

3. Integration with International AML and CFT Standards

Vibes Technology Ltd is committed to maintaining the highest standards of compliance with international norms and practices regarding Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT).

The structure of this Policy reflects the Recommendations of the Financial Action Task Force (FATF), requiring gaming operators to adopt a risk-based approach, conduct customer identification, monitor transactions, and report suspicious activities.

The United Nations Conventions against Transnational Organized Crime and the Financing of Terrorism underpin this Policy.

4. Application of Nigerian Legislation

This Policy has been drafted in strict compliance with Nigerian laws, including:

Money Laundering (Prevention and Prohibition) Act 2022:

Customer due diligence, suspicious transaction reporting, and record keeping.

Terrorism Prevention and Prohibition Act, 2022:

Monitoring and reporting of terrorism financing.

Central Bank of Nigeria (CBN) AML/CFT Guidelines:

Customer identification, transaction monitoring and reporting to NFIU.

Economic and Financial Crimes Commission Act:

Full cooperation with EFCC investigations.

Lagos State Lotteries and Gaming Authority Regulations:

Maintenance of integrity, transparency and internal control.

5. Governance Structure and Compliance Team Activities

The Company maintains an independent compliance team responsible for:

• Validating KYC and due diligence processes

• Monitoring transactions and betting behavior

• Assessing ML/TF risks

• Account suspension or termination

• Reporting to authorities

• Training staff annually

6. Risk-Based Approach

The Company adopts a Risk-Based Approach (RBA) including:

• Customer risk assessment

• Transaction monitoring

• Enhanced due diligence

• Reporting to NFIU

• Ongoing review of risks

Risk factors include bettor profile, transaction volume, crypto usage and geographic origin.

7. The Bettor as the Subject of the Policy

All bettors are subject to AML controls. The Company may:

• Request documentation

• Restrict or suspend accounts

• Cancel transactions

• Terminate relationships

These measures are legal obligations.

8. Bet Analysis and Corruption Prevention

The Company monitors betting behavior to detect:

• Abnormal patterns

• High-volume low-risk bets

• Financial circulation behavior

• Match-fixing indicators

Employees are trained to identify suspicious activity.

9. Cryptoassets and Enhanced Controls

Enhanced monitoring applies to crypto transactions, including:

• Wallet analysis

• Transaction tracing

• Risk scoring

• Internal audits

10. Reporting of Suspicious Transactions

Suspicious activities are reported to the Nigerian authorities without notifying the bettor.

Monitoring systems are reviewed regularly for effectiveness.

11. Record-Keeping, Audit and Retention

The Company maintains records for a minimum of five (5) years, including:

• Customer data

• Transactions

• Compliance reports

Records are available for audits and regulatory review.

12. Legal Effect and Review

This Policy is legally binding on all employees, contractors and partners.

Failure to comply may result in disciplinary or legal action.

The Policy is reviewed periodically to ensure compliance with Nigerian law and international standards.

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